Your Tools Are Your Livelihood

Insure your business and your tools today.

Quote Now

The Trades We Specialize In

We are not lying when we say that without the trades doing their jobs we wouldn't have a building to run our business out of and we feel that they should be celebrated. We are not insuring any hair stylists, bakery's, or any other business than a skilled trade oriented business like the ones we listed below. In our eyes and hopefully yours, this is a huge asset as we know your industry and we know exactly the types of coverages you need and don't need on your policies.

There are many different types of businesses that operate in Canada and we will try our best to list all those who could be eligible for the great rates and service from, but we are only human and we could forget to list a trade or business. If you do not see your trade or business operations in our list, please do not hesitate to contact us to find out if you could be a fit for our great insurance packages.

Installation & Service

  • Acoustic or Tile Ceilings
  • Antennae or Satellite Dish (including incidental wiring)
  • Appliance Repair
  • Air Conditioning - Including Heat Pumps (HVAC)
  • Chimney Sweeping
  • Doors, Windows, or Awnings Installation and Service
  • Furnace and Heating Duct Cleaning
  • Glazier Operation
  • Heating Equipment - Oil, Gas, Solid Fuel or Geothermal
  • Interior Decorating
  • Janitorial/Cleaning Contractors
  • Landscape Gardening (including sprinkler installation)
  • Locksmiths
  • Painting
  • Piano Tuning
  • Refrigeration - Commercial
  • Rug and Upholstery Cleaning
  • Septic Tank Installation
  • Sewer and Drain Cleaning
  • Sewer, Steam Mains, or Water Main Contractors
  • Sign Installation
  • Small Engine Repair (Lawn and Garden Equipment Repair)
  • Solar Energy Contractors
  • Street Cleaning
  • Swimming Pool (installation, service, repair, or cleaning)
  • Television, Radio, or Home Entertainment Equipment Repair
  • Tent and Canvas Awning
  • Tree Removal, Trimming, and Pruning
  • Water Softening and Treatment Equipment - Residential
  • Water Well Drilling (no water quality testing)
  • Window Cleaning


  • Building Construction - Residential or Commercial
  • Carpenters and Woodworkers
  • Cement and Concrete Work
  • Driveways, Parking Lots, or Sidewalk Construction
  • Dry Wall or Plastering and Lathing
  • Electrician (Electrical Wiring, Including Fixtures and Appliances, Cable Wiring)
  • Excavation
  • Fence Construction
  • Floor Covering
  • Grading of Land
  • Highway, Street, or Road Construction
  • Insulation of Buildings (no asbestos or U.F.F.I.)
  • Masonry, Bricklaying, Stonework, Marble, or Stuccoing Contractors
  • Plumbers (including hot tub installation)
  • Private Dock Construction
  • Roofers
  • Sheet Metal Contractors
  • Steel or Iron Erection

The Packages

Basic - Small Business Ready Package

The small business ready package carries some of the same great coverage options as the classic package at a lower cost. Contact us today to see if your business needs fit this package.
  • Commercial General Liability (CGL)
  • Business Contents Coverage
  • Crime (including Third Party Bond)
  • Tools
  • Installation Coverage
  • Machinery and Equipment

Starting At

Classic Package

The classic package is designed for contractors and includes all the same features as the basic small business ready package, plus many additional coverages.
  • Commercial General Liability (CGL)
  • Business Income - Profits
  • Extra Expense
  • Contents of Others
  • Accounts Receivable
  • Machinery and Equipment - Loss of Use
  • Property of Every Description
  • Property Off Premises and in Transit
  • Automatic Fire Suppression System - Accidental Discharge

Starting At

Plus Package

With higher limits, more coverage, and includes all coverages in our classic & basic packages; The Plus Package is our best coverage option.
  • Commercial General Liability (CGL)
  • Contractors Errors and Omissions Liability
  • Business Income - Project Site
  • Contract Penalty Coverage
  • Employers Liability Coverage
  • Crane Liability Coverage - Damage to Property of Others in your Care, Custody and Control
  • Damage from Blasting, Pile Driving, Removal or Weakening of Support Coverage
  • Machinery and Equipment – Coverage for Sinking into Ice and Muskeg
  • Limited Pollution Liability Coverage
  • Signs including Project Site Sign

Starting At

Quote Request / Contact Us

About Us is bringing the experience of its sister company's 100 years in the insurance business to offer only the best to our Provinces trades men and women. Without the trades doing their jobs we wouldn't have a building to run our business out of and we feel that they should be celebrated. For that reason we have created to offer appropriate coverage options for affordable premiums for the men and women who help build our great Country.

Legalese: is a registered trade name of D.S. Elliott Insurance Brokers Ltd. Please feel free to visit our sister site Elliott Insurance Services for more information.