Your Tools Are Your Livelihood

Insure your business and your tools today.

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Commercial Insurance for the Trades

Everyday commercial insurance packages were not created with the contractors and other trades in mind. At InsureMyTools.ca we know that your business could not survive without the tools needed to complete the job, the same way a hairdresser would not survive without their bricks and mortar. Having insurance professionals that are well versed in the trades and insuring tools is more than an asset, it's a necessity. Tools go missing from every job site, and more clients and contractors are requiring their subs have proper insurance as well. We have partnered with the best insurance companies in Canada to provide you with affordable premiums and packages that fit your company's needs.


InsureMyTools.ca is leveraging their sister company's 100 years in the insurance business to make the process of insuring your tools and business as simple as possible. We have put together packaged options to make your insurance purchase as smooth as possible and to give you the options you deserve. You know your business better than we do, and that's why we make it possible for you to find the package that fits the business you have created.

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Built for those involved in:

  • Commercial Construction and Renovation
  • Residential Construction and Renovation
  • Carpentry
  • Door and Window Installation
  • Drywall
  • Electrical
  • Excavation
  • Fence Construction
  • Heating and Air Conditioning
  • Refrigeration
  • And Many More!


Coverage Highlights:

  • Commercial General Liability
  • Business Contents
  • Tools
  • Installation Coverage
  • Extra Expenses
  • Crime (including Third Party Bond)
  • Machinery and Equipment
  • Business Income - Profits
  • Rip and Tear Coverage (endorsement)
  • CCDC Liability Compliant (endorsement)

The Packages


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Basic - Small Business Ready Package

The small business ready package carries some of the same great coverage options as the classic package at a lower cost. Contact us today to see if your business needs fit this package.
  • Business Contents Coverage
  • Crime (including Third Party Bond)
  • Tools
  • Installation Coverage
  • Machinery and Equipment
  • Commercial General Liability

Starting At
$42/mo

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Classic Package

The classic package is designed for contractors and includes all the same features as the basic small business ready package, plus many additional coverages.
  • Business Income - Profits
  • Extra Expense
  • Accounts Receivable
  • Machinery and Equipment - Loss of Use
  • Property of Every Description
  • Property Off Premises and in Transit

Starting At
$68/mo

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Plus Package

With higher limits, more coverage, and includes all coverages in our classic package; The Plus Package is our best coverage option.
  • Business Income - Project Site
  • Contract Penalty Coverage
  • Crane Liability Coverage - Damage to Property of Others in your Care, Custody and Control
  • Damage from Blasting, Pile Driving, Removal or Weakening of Support Coverage
  • Machinery and Equipment – Coverage for Sinking into Ice and Muskeg
  • Signs including Project Site Sign

Starting At
$129/mo


Commercial Auto Insurance Available Too!


Quote Request / Contact Us

About Us

InsureMyTools.ca as stated above is bringing the experience of its sister company's 100 years in the insurance business to offer only the best to our Provinces trades men and women. Without the trades doing their jobs we wouldn't have a building to run our business out of and we feel that they should be celebrated. For that reason we have created InsureMyTools.ca to offer appropriate coverage options for affordable premiums for the men and women who help build our great Country.


Legalese: InsureMyTools.ca is a registered trade name of D.S. Elliott Insurance Brokers Ltd. Please feel free to visit our sister site Elliott Insurance Services for more information.