Your Tools Are Your Livelihood

Insure your business and your tools today.

The Packages Quote Now

Commercial Insurance for the Trades in Ontario

Everyday commercial insurance packages were not created with the contractors and other trades in mind. At we know that your business could not survive without the tools needed to complete the job, the same way a hairdresser would not survive without their bricks and mortar. Having insurance professionals that are well versed in the trades and insuring tools is more than an asset, it's a necessity. Tools go missing from every job site, and more clients and contractors are requiring their subs have proper insurance as well. We have partnered with the best insurance companies in Canada to provide you with affordable premiums and packages that fit your company's needs.

Our affordable insurance packages for your business will include coverages from Commercial General Liability (CGL) & Tool Coverage to Machinery and Equipment Coverage. These packages will insure not just your tools and equipment, but your entire business with coverages that are designed for contractors and people involved in the trades. Insurance packages that are designed for your type of business will offer coverages that you need and the protection that a normal commercial insurance package would not provide to businesses in the trades. We have designed these packages for people like you and with affordable premiums to ensure that your business can thrive. is leveraging their sister company's 100 years in the insurance business to make the process of insuring your tools and business as simple as possible. We have put together packaged options to make your insurance purchase as smooth as possible and to give you the options you deserve. You know your business better than we do, and that's why we make it possible for you to find the package that fits the business you have created. Logo

Built for those involved in:

  • Commercial Construction and Renovation
  • Residential Construction and Renovation
  • Carpentry
  • Door and Window Installation
  • Drywall
  • Electrical
  • Excavation
  • Fence Construction
  • Heating and Air Conditioning
  • Refrigeration
  • And Many More!

Coverage Highlights:

  • Commercial General Liability
  • Business Contents
  • Tools
  • Installation Coverage
  • Extra Expenses
  • Crime (including Third Party Bond)
  • Machinery and Equipment
  • Business Income - Profits
  • Rip and Tear Coverage (endorsement)
  • CCDC Liability Compliant (endorsement)

The Packages

Basic - Small Business Ready Package

The small business ready package carries some of the same great coverage options as the classic package at a lower cost. Contact us today to see if your business needs fit this package.
  • Commercial General Liability (CGL)
  • Business Contents Coverage
  • Crime (including Third Party Bond)
  • Tools
  • Installation Coverage
  • Machinery and Equipment

Starting At

Classic Package

The classic package is designed for contractors and includes all the same features as the basic small business ready package, plus many additional coverages.
  • Commercial General Liability (CGL)
  • Business Income - Profits
  • Extra Expense
  • Contents of Others
  • Accounts Receivable
  • Machinery and Equipment - Loss of Use
  • Property of Every Description
  • Property Off Premises and in Transit
  • Automatic Fire Suppression System - Accidental Discharge

Starting At

Plus Package

With higher limits, more coverage, and includes all coverages in our classic & basic packages; The Plus Package is our best coverage option.
  • Commercial General Liability (CGL)
  • Contractors Errors and Omissions Liability
  • Business Income - Project Site
  • Contract Penalty Coverage
  • Employers Liability Coverage
  • Crane Liability Coverage - Damage to Property of Others in your Care, Custody and Control
  • Damage from Blasting, Pile Driving, Removal or Weakening of Support Coverage
  • Machinery and Equipment – Coverage for Sinking into Ice and Muskeg
  • Limited Pollution Liability Coverage
  • Signs including Project Site Sign

Starting At

Competitive Commercial Auto Insurance Packages

To Protect You On The Way To The Job Site

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Quote Request / Contact Us

About Us as stated above is bringing the experience of its sister company's 100 years in the insurance business to offer only the best to our Provinces trades men and women. Without the trades doing their jobs we wouldn't have a building to run our business out of and we feel that they should be celebrated. For that reason we have created to offer appropriate coverage options for affordable premiums for the men and women who help build our great Country.

Legalese: is a registered trade name of D.S. Elliott Insurance Brokers Ltd. Please feel free to visit our sister site Elliott Insurance Services for more information.

You can learn a lot more about brokers, your consumer rights, commission amounts, and how brokers operate by reading the following documents or webpages: