When two different companies arrange to work together, they will commonly request proof of insurance in the way of a Certificate of Insurance or they could even be asked to be listed on the policy as an Additional Insured. Insurance terms can not only be confusing, but they can be extremely misleading as well. The …
We understand that the term “trades” is a half lazy attempt to lump a bunch of different industries, skills, and people together under one word. The term “trades” also causes some confusion trying to figure out the exact businesses that the InsureMyTools platform is designed to help. Due to this confusion we are going to …
Commercial property insurance policies are created for buildings that are already fully built and operating, but how do you insure a building during construction? People often assume that the contractor has insurance for this, but it’s often not the case. This is where a builder’s risk insurance policy would come into play. In order to …
A business insurance package can be a bit overwhelming with all of the extra endorsements, coverages, exclusions, and limits. If you are running a successful business or just starting one, you will need Commercial General Liability or more commonly referred to as CGL insurance package. This may not be an exciting topic for anyone, but …