No matter how hard you try to keep your business out of the courtroom, there comes a time when your company gets dragged in there anyways. It doesn’t matter if you are a small one man shop or if you have a large company, someone out there might think you caused them or their business …
Accidents happen and contractors operate a business where accidents could happen at anytime. It is important to have the right insurance coverage and to know where your coverage leaves you exposed. We have put together a short list of common insurance claims for contractors so you can see how these types of claims would affect …
The locked vehicle warranty on a policy will usually not be included on your insurance policy paperwork. It is normally tucked away safely in the long legal documents referred to as the Wordings. If you’re like most people, you have not read any of these Wordings and you most likely don’t intend to. We don’t …
Just in time for Halloween we thought we’d share some recent insurance horror stories. Truthfully, we encounter these stories more often than we should. Names and companies will be omitted to protect the privacy of the individuals involved. Part I: Insurance Company Tells Contractor How to Run Their Business! Yes, you read that right. We’ve …
Honestly, if you’re asking yourself if you need commercial auto insurance, chances are, you do. Personal auto insurance policies have exclusions for using your vehicle for business use and if an accident occurred as a result of your commercial usage, the claim would most likely be denied. Personal auto insurance is not designed for business …
No one really likes paying for insurance, and contractors are no different. There are a lot of contractors operating their business without an insurance policy, and it should come as no surprise that this leaves them vulnerable to many different money losing scenarios. It’s entirely possible that they don’t know how cheap an insurance package …
There are an abundant amount of insurance companies looking to get your business, so why would you choose InsureMyTools.ca? When people ask this question it gives us the opportunity to show you that we are not just another insurance company and that we offer a great deal of benefits over your other options. As with …
Anyone that has ever relied on a tool or a piece of equipment for their job could imagine what could happen if it ever failed or was stolen. Having the right equipment for the job is essential and if that equipment is no longer available, you may find yourself in a position where you simply …
If you own your business, you already know that sometimes things simply don’t go your way. Equipment and tools go missing or your entire workshop could burn down. For reasons such as these, there are insurance coverages for businesses that lose money from their businesses not being able to operate due to covered losses. Let’s …
An Installation Floater is something you may not know you needed until you have to pay out of pocket for a loss from a job. If you are a contractor, or do installations as a part of your business, having an installation floater might save you a lot of money and grief. The standard commercial …